PickHealthInsurance.com

Web and SaaS

insurance comparison

SHOW HN2011

232points
99comments
#25of 1,097 in 2011
Top 3%of 2011 by points

How HN took it

DebatedReal support and real criticism

22 positive, 26 neutral or asking, 4 mixed, 18 critical, out of 70 comments about the project. Thread score -0.01.

Idea: 9 for, 2 againstExecution: 1 for, 10 againstDesign: 9 for, 1 againstPricing: 2 for, 4 againstDocs: 1 for, 0 against

The thread, comment by comment

Each row is a top-level comment and its replies, in HN's order. Select a cell to open that comment on HN.

positive neutral or mixed critical about another commenter or something else the maker

What HN said

What people liked

  • Clean, fast interface

    From 3 comments
    • Considering I'm currently without health insurance, this is extremely helpful. Love how simple the interface is and how it gives you an easy to understand list of providers.…
      rglover on HN
    • Looks great, Clean UI and fast. Give option to compare plans side by side.
      gdhillon on HN
    • I really like it. I had to buy health insurance not too long ago, and I used one of the incumbent online services. The experience wasn't all that bad, but your site beats them in…
      runako on HN
  • Plain-language explanations of terms

    From 2 comments
    • I love the explanation of terms. Highly useful. It also highlights the near complete lack of correlation between how much a plan costs and how much benefits you get.
      ora600 on HN
    • Great site, I especially like the explanations for the different terms. How did you get all the insurance rates and terms, just from the companies' sites? When I tried evaluating…
      bartman on HN
  • Easier than existing comparison sites

    From 2 comments
    • Great job, much easier than ehealthisurance.com when I used it a couple years ago.
      savrajsingh on HN
    • Very nice. I just went through the process of picking a health insurance plan using ehealthinsurance.com, and it was a bit of a pain. The one thing that would have made things a…
      danielparks on HN

Objections

  • Displayed rates are inaccurate versus carrier quotes

    From 3 comments
    • The rates your app returned were vastly different than running the same rate on numerous carrier websites. Your site showed rates that were sometimes less than half what the…
      randomguy33 on HN
    • It gives me an inaccurate rate and just sends me to ehealthinsurance.com where they ask for just a tiny bit more info (ages of all enrollees) and gives me a different, more…
      patja on HN
    • Everyone seems to comment on how great the UI looks, but it means nothing ultimately if the data is inaccurate.
      Hisoka on HN
  • Rates are misleading because final price needs full application

    From 1 comment
    • This is very pretty and I'm sure it's to some extent useful. However, I also find it misleading. As someone who has been through the process of buying private insurance before:…
      tptacek on HN
  • Sorting by price and deductible is broken

    From 4 comments
    • Looks like your price sorting is by string and not integer so $1,491 (most expensive) then $199 (least expensive) were the top two results after sorting.
      parfe on HN
    • Sorting by price sorts alphabetically, not numerically. I put in some details from when I was living in the US and I'm shocked—I can't find a plan that isn't 50% copay on brand…
      Robin_Message on HN
    • Very nice! Your sorting by deductible doesn't work correctly.
      chadkeck on HN
    • Nit: the sort by premium should be a numeric sort so that 1,000 is greater than 999.
      pbreit on HN
  • Missing major carriers such as BCBS

    From 2 comments
    • Your site lists the same companies as every other site out there - the problem is, it's missing so many other companies out there. It's basically a list of the same four or five…
      ComputerGuru on HN
    • I don't see BCBS in my results, and I have a BCBS plan.
      orblivion on HN

Requests

  • Side-by-side plan comparison

    From 3 comments
    • This looks fantastic. Seriously, really good. I'd love to be able to specify the number of children I'd be putting on my plan (maybe not on that first page, but on an internal…
      charliepark on HN
    • sweet! serendipitously just what i need this week picking insurance and all the information more quickly and better organized than sites like ehealthinsurance.com et al. wants: -…
      natbro on HN
    • Looks great, Clean UI and fast. Give option to compare plans side by side.
      gdhillon on HN
  • Gender and dependents inputs

    From 2 comments
    • Cool site, needs some visual work but the idea is there. I have the same question as other people - how are you pulling this data? One thing you definitely need on the front page…
      MatthewB on HN
    • This looks fantastic. Seriously, really good. I'd love to be able to specify the number of children I'd be putting on my plan (maybe not on that first page, but on an internal…
      charliepark on HN
  • Sort by out-of-pocket maximum or total annual cost

    From 2 comments
    • Very nice. I just went through the process of picking a health insurance plan using ehealthinsurance.com, and it was a bit of a pain. The one thing that would have made things a…
      danielparks on HN
    • Very cool. I wish I had this when shopping for insurance a year ago. A "total annual cost" column would be helpful for making sense of the deductible/premium/co-pay relationship.…
      fludlight on HN
  • Deductible filter or slider

    From 2 comments
    • Great idea! But you need at a minimum to add one more question: desired deductible. I ended up with 79 plans and that is a bit much to sort through. Perhaps you could have a…
      rmason on HN
    • I think it needs sliders to adjust the deductible, coinsurance, etc.
      duncanj on HN

Questions

  • Where does the rate data come from?

    From 3 comments
    • Very interesting. Where is your data coming from?
      dmillar on HN
    • Great site, I especially like the explanations for the different terms. How did you get all the insurance rates and terms, just from the companies' sites? When I tried evaluating…
      bartman on HN
    • Cool site, needs some visual work but the idea is there. I have the same question as other people - how are you pulling this data? One thing you definitely need on the front page…
      MatthewB on HN
  • How are rates calculated?

    From 1 comment
    • The rates your app returned were vastly different than running the same rate on numerous carrier websites. Your site showed rates that were sometimes less than half what the…
      randomguy33 on HN

Alternatives named

  • ehealthinsurance.com

    From 3 comments
    • Very nice. I just went through the process of picking a health insurance plan using ehealthinsurance.com, and it was a bit of a pain. The one thing that would have made things a…
      danielparks on HN
    • It gives me an inaccurate rate and just sends me to ehealthinsurance.com where they ask for just a tiny bit more info (ages of all enrollees) and gives me a different, more…
      patja on HN
    • Great job, much easier than ehealthisurance.com when I used it a couple years ago.
      savrajsingh on HN
  • Massachusetts Health Connector

    From 1 comment
    • Very nice. It's EONS better than Massachusetts' health insurance website (https://www.mahealthconnector.org/). Idea: Perhaps add columns so you can sort plans by co-pay for…
      dgallagher on HN
  • HealthCare.gov finder

    From 1 comment
    • HHS operates a really good site to find public and private insurance options: http://finder.healthcare.gov/
      golfstrom on HN
  • Prodigy Health Insurance

    From 1 comment
    • Well, for one, we're Parishes in Louisiana, not Counties, but that's mostly a pedantic thing. There's another site that I've seen that does something similar:…
      lleger on HN

Category, keywords, summaries and labels on this page were made by AI (Thread Reader v2) and not checked by hand. Each point links to the comments it came from.

Add a badge to your READMEShown on HackerShow
[![Shown on HackerShow](https://hackershow.org/badge.svg)](https://hackershow.org/show/2992146)