finfam
Finance and crypto
mortgage rate comparison
SHOW HN2025
How HN took it
11 positive, 18 neutral or asking, 1 mixed, 3 critical, out of 33 comments about the project. Thread score +0.27.
Idea: 3 for, 0 againstExecution: 0 for, 2 againstDocs: 0 for, 1 againstPricing: 1 for, 0 againstDesign: 1 for, 0 against
The thread, comment by comment
Each row is a top-level comment and its replies, in HN's order. Select a cell to open that comment on HN.
positive neutral or mixed critical about another commenter or something else the maker
What HN said
What people liked
Useful resource for finding credit unions
From 3 comments
Nice Work! I found our credit union posts the mortgage rates clearly on a plain text like page. There's no BS and no games. Whereas with the big banks, you get the games and…
CommenterPerson on HNAt first glance, this site seems fantastic! Great job! (As a side note, I've been reading Hacker news for years but have never been active; I created an account just to make this…
duraace2 on HNGreat work. I used to use Bankrate for this, but its UX has gone to shit over the past few years, so it's nice to have an alternative!
ryandrake on HN
Clean design and site
From 2 comments
Great initiative and beautiful site! Tiny nitpick, the wrapping of the controls above the table on my phone could probably be improved. What did you use for the table?
t_mann on HNThis is awesome! I wish there was sth similar for Europe! In Germany you have to go to a morgage broker and trust that his self-interest is aligned with yours :D
robowo on HN
Objections
Displayed rates ignore assumptions sites make about loan terms
From 1 comment
Cool concept, but it doesn’t account for assumptions the sites make when displaying rates. Not something to you can really account for across the board though is it? Like…
calmworm on HN
Default home price and cost assumptions unclear
From 1 comment
``` > Estimated monthly payment based on purchasing $400,000 home with 20% down, $567/mo taxes and insurance, and 1.65% closing costs. ``` Does anyone know the source of these…
throwaway2037 on HN
Rates dropdown broken with an ad blocker
From 1 comment
"Rates" dropdown doesn't seem to work. I'm using uBlock Origin.
ambicapter on HN
Requests
Add more credit unions
From 3 comments
If you'd like, I'd be happy to add that CU to the roster. Hoping to do more to make the full range of market options more mainstream.
mhashemi on HNCU suggestion: Kansas City's largest, CommunityAmerica Credit Union https://www.communityamerica.com/about-us
NortySpock on HNNice Work! I found our credit union posts the mortgage rates clearly on a plain text like page. There's no BS and no games. Whereas with the big banks, you get the games and…
CommenterPerson on HN
Add commercial or investment property loan rates
From 2 comments
This is absolutely fantastic. I wish this included commercial loans like DSCRs...
aliljet on HNVery nice! I would be great if there was also a way to see rates for investment properties.
eagrt4tdg on HN
Add Europe or other markets
From 1 comment
This is awesome! I wish there was sth similar for Europe! In Germany you have to go to a morgage broker and trust that his self-interest is aligned with yours :D
robowo on HN
Questions
Where does the rate data come from and how is it scraped
From 4 comments
Curious, where did you source the data from? Did you just scrape the invidividual bank web sites?
cubes on HNVery cool. Can you tell us the tech and tools you used to reliably scrape? or get all of the rate data from the various websites?
joshuamcginnis on HNLove it! Where do you get the data?
jameson on HNDo you do daily scraping to get fresh data? or use services like firecrawler or something?
redindian75 on HN
Source of default mortgage cost assumptions
From 1 comment
``` > Estimated monthly payment based on purchasing $400,000 home with 20% down, $567/mo taxes and insurance, and 1.65% closing costs. ``` Does anyone know the source of these…
throwaway2037 on HN
Alternatives named
Bankrate
From 1 comment
Great work. I used to use Bankrate for this, but its UX has gone to shit over the past few years, so it's nice to have an alternative!
ryandrake on HN
originationdata.com
From 1 comment
Good idea. A few years back I built https://originationdata.com that compares mortgage lenders (both FDIC & FCUA members) using HMDA data. I modeled rates by lender, product type…
vgeek on HN
Navy Federal public rates page
From 1 comment
Nice work. Navy Federal has always had competitive rates: https://www.navyfederal.org/loans-cards/mortgage/mortgage-rates.html Membership requires a military connection in the…
ralph84 on HN